Archive for October 2016

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Job Search Etiquette

by Scott Brown

For most people, the word “etiquette” conjures up images of privileged wealthy people and esoteric rules of social behavior that have no real meaning. When it comes to business interactions and especially those relating to job searching, etiquette is an important component in coming across as a candidate worth considering. Business etiquette is not about being a snob: in fact, it’s about *not* being a snob. It’s about being considerate of other peoples’ feelings and helping them feel comfortable with the social aspects of interacting with you on a professional basis.


Part of having good etiquette is making a good impression. If your appearance is in good taste and not wildly different from the employer’s own manner of dress and style, they will feel much more comfortable with you. In a job search setting, your “appearance” really begins before you even meet the person face-to-face. It begins with having a well-written cover letter and resume. You’d be surprised how many people have spelling and grammatical errors in their resume. Most word processing software, including Microsoft Word, includes a spelling and grammar check. The formatting of your resume should be neat and easy to read. Don’t use lots of jargon or come across as condescending to the reader.


If the employer gets past reading your resume and is still interested in you, one of two things will happen: they’ll e-mail you or call you on the phone. This is where you need to make sure the experience this person has interacting with you by e-mail and/or phone is professional and pleasant. Don’t use an unprofessional e-mail address like “” You can get a free e-mail account from or if you need to. If you’re using an email account that has a storage limit, make sure you check your messages often enough that a recruiter’s email to you won’t bounce back because your mailbox is full. If you might not be around to answer the phone, make sure the message on your answering machine sounds professional (and make sure the answering machine works). Even better is to change the message on your voice mail daily and when you go out so the caller knows you are checking messages on a regular basis.

When corresponding with an employer by e-mail, rules of proper writing style apply. Don’t write in all capital or all lower-case letters because this is improper writing style and comes across as lazy. Do attempt to create a warm and personal connection with the person in your messages, while remaining professional at the same time. The same goes for phone calls: when answering the phone, it’s important to sound warm and receptive — even if you’re busy with something else. When you get a voice mail from someone, call them back as soon as possible: even if it’s just to let them know you’re busy but you will get back to them with an answer as soon as you can. They will appreciate your thoughtfulness.


When meeting with a recruiter face-to-face, dress neatly and conservatively. Make eye contact with people when they speak to you. In the past, women were to be treated differently in the workplace. This changed when etiquette expert Leticia Baldridge published her rules on business etiquette, saying that women and men should be treated the same way in the work place. For example, a man and a woman should shake hands the same way a man and a man or a woman and a woman would. When shaking hands, offer yours at 90 degree angle with the floor and don’t hold just the fingers or crush the other person’s hand with your grip. Some men may wait for a woman to extend her hand, so women interacting with a male interviewer should offer their hand first.

In the course of your interviews, you may be introduced to various people in an employer’s organization. You should always stand up when being introduced to someone. Even if you are too far away to shake hands, it is considered proper etiquette to stand for introductions.


When you first meet an interviewer or other people in an employer’s organization, they may want to start having a casual conversation with you. The goal of small talk is to find things in common and to create a bond. It’s not that important to be witty – asking questions and being a good listener is fine. You can also be prepared to share a little about yourself such as sports/athletic activities you’re interested in, pets, hobbies, as this can help the other person feel more comfortable opening up about themselves.

Watch out: politics and religion can be dangerous topics, especially if not handled diplomatically. If the interviewer brings them up, it’s fine to make comments about the subject being discussed but be careful not to make categorical statements or express a very strong point of view. Under no circumstances should sex or violence be discussed because they can be very upsetting and make you come across as someone with bad judgment. Likewise, never use profanity with a potential employer/recruiter, even if you’re having a jovial conversation as people often perceive those who use profanity as being less intelligent.

Imagine the communication qualities of a good leader: stick to your convictions as diplomatically as possible; address conflict in a situation-related rather than person-related way.

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Scott Brown is the author of the Job Search Handbook ( As editor of the weekly newsletter on job searching, Scott has written many articles on the subject. He wrote the Job Search Handbook to provide job seekers with a complete yet easy to use guide to finding a job effectively.

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Choosing A Credit Union

by Anna Woodward

There are many reasons why many people refuse to do business at banks. Many of them feel that they have been robbed by some of the extravagant fees that they were charged when they were loyal customers in the past. Others feel that the banks are not too fair about how they approve people for their many financial services, even though the applicants may have good credit history. No matter what your particular reason is for not doing your business at a bank, there are many reasons why more and more people choose to do business at a credit union instead.

Credit unions are smaller financial institutions that offer many of the same services as big banks. The main difference is that they often have less stringent membership requirements, and they offer services that are much more accessible to their customers. If you were to ask credit union members what it is that they feel is the advantage of being a member, as opposed to doing business with a big bank, you may be surprised to hear that one of the top answers is that it is less stressful.

Since many a credit union can charge lower fees for some of the same services that are offered at big banks, customers get to have more control over more of their money. For instance, depending on whom you bank with, if you were to overdraw your account, you have a risk of the check not being honored. This also often results in the assessment of an overdraft fee and possible limits being placed on your account. Rather than have to deal with the embarrassment and frustration that such a situation can cause, many people have accounts at local financial unions that offer them a revolving line of credit. It is much easy to be approved for this type of service to prevent overdraft fees and offer protection so that customers won’t have to worry about bouncing any checks.

If you are ready to make a change and are tired of having your hard earned money taken by the bank, it is time for you to make a move and open an account at a different financial institution. Why bother going back to the same type of structure by choosing another bank? If you make the transition to one of these financial unions, you will see why there is such a high level of satisfaction amongst all of their customers.

A credit union will also often have very relaxed membership requirements. This means that as long as you live in a certain area or work at a certain company, then you won’t have any trouble opening an account. Those aren’t the only ways you can gain membership; there are tons of banking alternatives that offer a wide range of options to make joining much easier and less stressful than it is at a bank. If you are finally ready to make that change, then it is time for you to explore your options and find the financial union that works best for you. You will notice an increase in your finances and a smile on your face every time you go in for a financial transaction.
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Transforming Your Life From Within

by Ada Porat

Before you can have a different life, you must first become different. The process of transformation starts from within with recognition of your True Nature. It is activated by connecting to your Life Source, and nurtured by offering gratitude and appreciation for everything you in your life. Once you understand these principles, you are well on your way to transforming your life from within. Here are a few more keys to assist you.

The world you create around you is a direct reflection of the value that you place on yourself.
Before you can have a different life; before you can be happier, wiser, be more at peace and in quiet command of yourself, you must first BE different.

Being is everything.

Everything on earth and beyond – animated or not – all forms are an expression of one great Intelligence, Creative Energy or Being. Even rock and plants have being-ness, a consciousness. All things created are unique expressions of this One Creator Being.

The being-ness or consciousness of everything that is created, expresses aspects of the Creator through its very nature. And that consciousness is not fixed. It can be transformed. Each of us is created with the power to evolve our consciousness through the exercise of free choice.

Your consciousness is in a continuous process of unfolding. It is intrinsic to everything in the Universe to evolve spontaneously in response to prevailing conditions. So you are creating your life at every given moment, whether you are aware of it or not. Just how the rest of your life unfolds, is something you can influence through your awareness and the choices you make.

The very first thing to recognize in order to transform your life is the eternal value of your nature. You are not a simply a blob of bio-plasma: you are an expression of Divinity and within your very being the spark of that awareness always remains present.

When you find yourself disappointed, beaten down and overwhelmed by the forces of life, it is because you have momentarily forgotten the true origin of your Source and the magnificence of your destiny! Your intrinsic value is Divine and can never be destroyed!This point was illustrated beautifully by a well-known speaker who started off his seminar by holding up a $20 bill. In the packed hall, he asked, “Who would like this $20?”Hands started going up. He said, “I am going to give this bill to one of you, but first let me do this.

“He proceeded to crumple the note. He then asked, “Who still wants it?” Still the hands were up in the air.

“Well,” he replied, “What if I do this?” And he dropped the bill to the stage and ground it into the floor with his shoe. Then he picked it up again, all crumpled and dirty. “Now who still wants it?” Still the hands went into the air.

His demonstration drove home a very valuable lesson. No matter what he did to the money, the audience still wanted it because it did not decrease in intrinsic value. It was still worth $20.

Many times in our lives, we are dropped, crumpled, and ground into the dirt by the decisions we made and the circumstances that came our way. We may have felt damaged or worthless. But no matter what happens to you in life, you can never lose your intrinsic value!You are an aspect of the Divine Creator embodied in a physical body, and therein is your value. Don’t ever forget it! Never let yesterday’s disappointments overshadow tomorrow’s dreams.

The second principle to transforming your life, is to become aware of that secret place within yourself where the Divine Presence dwells. You must consciously enter that place of power within where your conscious awareness interacts with the Divine Presence. That is your place of power, the place from where your reality is created moment by moment. It contains the awareness of All That Is in this present moment. It is where your inner guidance dwells, in the Eternal Now.

It’s only what you do right at this moment, right now, that carries the seed of personal change. And in the endless beauty and mystery of the Eternal Now, this seed of change is held in your Higher consciousness as your on-going reality.

If you choose something in the Eternal Now, you won’t have to worry about what may await in the future: your conscious choice to live in the present moment automatically eliminates the need to strive toward some future goal. Why? Because everything you choose in the Eternal Now, remains there for you to experience whenever you are in the present moment – and this is the only time it really matters!Being in the present moment is critical to manifestation. If you are locked into regrets over the past or living in anxiety over the future, you will have no place to ground that which you create within. Creation becomes possible when your consciousness is present in the eternal “Now” of Divine potential, and you align yourself to the unfolding of your highest potential in that space.

The third principle of transforming your life is to consider all your creations with gratitude. Are you grateful for the life you have created so far, or can you only see what is lacking in it?Gratitude and appreciation connect us to the Divine Source of All. Just as the Creator pronounced each day’s creation as good before moving on to the next day, we need to take time to reflect over what we have created in our lives.

Why did we choose to draw specific circumstances into our lives? What do they bring to teach us? Perhaps the breakup of the relationship that we bewail as terrible, offers us the opportunity for further growth and maturing. And could it be that we created limited finances to experience the sufficiency of the Eternal Now? When viewed from a higher perspective, everything we create in our lives serves a purpose in the development of our souls.

To summarize, the process of transformation starts with the recognition of your True Nature, is activated by connecting to that Source inside your being, and is nurtured by offering gratitude and appreciation for everything you have created. Once you understand these principles, you are well on your way to transforming your life from within. Here are some additional guidelines to assist you:

STEP OFF THE TREADMILL. Dare to slow down. Even at a million miles an hour, anxious thoughts and feelings still take you nowhere. Instead, take time to be still and to reflect. If you want to find the timeless, dare to live as though you have all the time in the world. Step out of the rush and into the Eternal Now.

TAKE RESPONSIBILITY FOR YOUR EXPERIENCE. The way you feel toward the life experiences you encounter is a direct expression of who you are and what you value. If you don’t like what you are encountering, choose again from the core of your values and the awareness of your truest being, and you will find yourself drawing different outcomes.

REFUSE TO COMPROMISE. Let go of any thought or action that creates conflict in the present moment for the promise of a better feeling to come. Reality is Now. There is no later! You can’t find contentment by being divided. Instead of compromising yourself, choose to be whole in the Now.

REMEMBER YOUR CONNECTION TO OTHERS. Even when it feels like you’re the only one in the world who struggles with the human condition, you are not! Reach out to others and learn from their experiences, draw on their support and offer them encouragement. We’re all in this together!

BECOME THE BEST YOU CAN. Anybody can follow the crowd, which usually operates on the lowest common denominator. Make the commitment to yourself to live a life worthy of all the potential that is within you. Dig deep to discover your greatness. Give yourself permission to shine!

LET GO OF BLAME. When your feet hurt because your shoes are too tight, you don’t complain that someone else made you put them on. So why blame another when it’s your feelings that are hurting you? If painful emotions hurt you, then let them go! You’ll feel lots better.

KEEP IT LIGHT. When the heart and the mind are not in agreement, we can get pulled down into the dense emotions of fear, anxiety or worry. Remember that your true nature is Divine, and that there is nothing Divine to be found by indulging in dense thoughts or emotions. Instead, allow yourself to skip along the hallways of Life with a song in your heart, and the appropriate doors will open up!

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Ada Porat facilitates personal development through the integration of body, mind and spirit. She enjoys international recognition as an inspirational speaker, teacher, author and practitioner at the leading edge of personal growth and well-being. To sign up for Ada’s inspirational monthly newsletter, visit

Photo of the Week:  Breast Cancer Awareness Month