Archive for August 2016

Personal Success Tip – Random Acts of Kindness and Pay it Forward

by Ken Donaldson

One very powerful action and attitude you can embrace is the practice of random acts of kindness while also creating the pay-it-forward system of living. Random acts of kindness are just that: They’re random, and they’re kind.

When you give out of your pure desire to give and you expect nothing in return, AND you do this only to benefit others, then you’re practicing random acts of kindness. Think about the energy you’re sowing: Love, acceptance, care, support, and generosity. These are all very powerful seeds to be planting in the garden of your life.

And although you do this without any expectation of return (in fact, you do it just for the sake of doing it, which in itself is a precious gift), the truth is these acts will benefit you in countless ways. I’ve never met anyone, given the choice to do anything they wanted to do, who wouldn’t want to give merely for the purpose of helping humankind in some way.

Pay-it-forward comes from the movie of the same title. It was a system dreamed up by a very wise, very young man who proposed, as part of a homework assignment, if we each did something positive for three other people and asked them to do the same for three other people, in a very short time everyone in the world would be positively affected.

It’s easy to pay back people when they’ve done you a favor. But this system is about doing someone a favor, then asking them to return it by doing one for someone else. Again, you’re planting the seeds of lush abundance and prosperity by practicing random acts of kindness and by adopting a pay-it-forward attitude.

What can random act of kindness can you pay forward today? Get started and plant those seeds today that will provide you with a fruitful harvest tomorrow.

Article Tags: Random Acts

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ABOUT THE AUTHOR

Ken Donaldson has been offering counseling, coaching, and educational programs since 1987. His programs are focused on empowering people to have more successful lives, businesses and relationships. Ken is the author of Marry YourSelf First! Saying “I DO” to a Life of Passion, Power and Purpose. Claim your FREE Relationship Success Special Report at http://www.marryufirst.com/

Photo of the Week: Stay Away From Easy

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Click here to read more on anything worth having won’t be easy.

Video of the Week: Let Freedom Ring

Sunday marks the anniversary of the anniversary of when “an estimated 250,000 people marched to the Lincoln Memorial in Washington, where they heard Martin Luther King Jr.’s famous “I Have a Dream” speech.” This post is dedicated to honor this moment in history.

Choose To Be Happy, Now!

by Teri Worten

Choose Happiness….Now!

The older I get, the more I realize that ninety percent of life is about choices. Similarly, both the choice to be happy or unhappy is totally up to the individual. Sure, unforeseeable circumstances come along and rattle our cages from time to time but how we chose to let them affect us is our choice. We can resolve to allow the situations to defeat us or we can simply count it all joy and keep on going.

Counting it all joy is not basically grinning through a rough circumstance. It’s much more. When we count it all joy, we recognize and seek God’s hand in the midst of the quandary. We accept the fact that whatever happens in our lives is somehow working out for our good. Trust me, as someone who has buried most all my immediate family, I understand how difficult it can be to remain optimistic. As I update this article, I am recovering from the sudden death of a sibling (the second one in three years). So, I do indeed understand pain and grief, but I also understand the wonderful peace that comes from my faith and my decision to continue on with my life.

Let’s be frank. Happiness is not always going to “find” you. Therefore, you’ve got to passionately, intentionally, seek, chase and pursue it on your own in spite of your present circumstances. As you well know, there will always be people, systems and personalities trying to rob you of your joy and purpose. But once you find your joy, it’s up to you to not to let it escape – even in the midst of turmoil and unimaginable pain.

Whether you are recovering from heartbreak, grief or coming to terms with a recent disappointment, resolve to preserve your joy in spite of it all. Don’t succumb to the innate urge to fold up into a ball and withdraw from the world. As a single mom, I know this is not an option for me, nor is it for you. Our children, loved ones and friends need us to be strong, resilient and at peace. So, choose to embrace your faith and rely on God to comfort you and bring peace while He restores your emotional equilibrium. Discover fresh interests by trying new things, meeting new people, reading some new books or even trying a new hobby.

Again, choose to be happy, joyful and content at this very moment in your life. Take solace in knowing that your current position doesn’t predict your potential. You’re on your way someplace wonderful! Make your plans, map your goals and continue on your happy, fun- filled course! Choose to be happy, today!

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ABOUT THE AUTHOR

Teri Worten is a freelance writer and the founder of the inspirational website for women and single moms called Gotta Be Me, Girl.Com. Visit Gotta Be Me Girl at http://www.gottabemegirl.com and http://www.teriworten.com. She has been featured on various television and radio shows as well as numerous publications in the metropolitan Kansas City area. Her passion is motivating and inspiring other women to reach their fullest potential.

Photo of the Week: Back to School Blessing

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Video of the Week: Simone Biles

Click here to read more about Simone Biles and her family.

Bonding With Your Family

by Kim Valerio

The fun that you can bring your family will always be treasured. There are available activity which you can spend time with the whole family. Adventure places are now offering a complete package for the family to enjoy while on vacation. They have a lot of activities available that all ages can participate. These will really build good relationship to each member of the family. With this attitude you are already building your strong relation with them while enjoying. There are also different adventures for the parents.

The choices of the right things to do are also very important in planning in whatever type of vacation idea they will have. This will make sure that no one will feel uncomfortable while on vacation, every member of the family will try to enjoy each prepared activities. Participating in every activity is also important to make sure no one is bored. During spare time you can also have an opportunity to discuss interested things with the whole family, this is one way to open up stories that will give time to every member to listen and will also lead to a much better relationship. The variety of foods prepared will make this a much enjoyable time because everyone will really enjoy eating.

If there is one thing to consider why to have this plan with your family are the kids. The participation they will have will really mean a lot to every activity. The ability to react on every task you will give them will also show if they are really enjoying what they are doing. The encouragement you will show them is important to develop their skills and confidence.

Next are the teenagers, observed more with these ages because these are the one that really show different attitude while doing activities. How they react is very important. The way they treat each other will also show on how they respect toward each family member. Each parent is aware that children at this age must be guided accordingly, they start to become more aggressive on what they are doing and they can easy adapt influences that lead them in a miserable life if they are taken for granted. With a strong family tie there is less worries that this will happen, with the idea of spending time with the family will really make your relationship stronger. Enjoy the fun with the whole family while having this kind of activities.

Families who are having fun by treating each other is very important to make sure that you do not keep secrets that are not important. Spend time to relax and enjoy at least once a week. This will motivate each member of the family to be more open and learn how to share ideas. The best thing in this world to make anyone become a complete person is to have a family to enjoy every moment with.

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Photo of the Week: Exercise! 

Video of the Week: Boarding Passes

Car Buying Tips: New Cars, Used Cars – Pros and Cons

J. D. Rucker

New car smell can be added to a used car. Rebates and discounts can make a new car priced like used. There are many different opinions on the advantages and disadvantages of buying a new car. There are just as many opinions regarding used cars. The real question is, “Which car is best for you?”

Some very wealthy people have never bought a new car in their lives. With so many super-low mile used cars out there, what’s the point of paying thousands more for a few less miles?

Then there are those who refuse to buy used, regardless of their financial situation. They would rather buy a brand new beater than get into a high quality vehicle that has had someone else behind the wheel.

After all is said and done, it really comes down to personality and goals when deciding between new and used cars. The 20/20 rule applies – 20 percent of people will never buy new, while 20% of people will never buy used. For the other 60%, this article is for you.

Selection

Between huge dealer inventories, the option of dealers trading and bringing in a vehicle from another dealership, and custom ordering becoming more popular, the selection factor goes hands down to new cars.

For popular vehicles, it is definitely possible to find a used car. The internet makes it simple for someone to search around the corner or across the country for that perfect used car. Still, it’s nothing compared the options available with new.

Price Matters

Even in today’s ultra-competitive new vehicle market where MSRP has been replaced by Invoice as the starting mark for price negotiations, a car still loses 10%-20% or more of its value the moment it hits the street.

Low mile used cars a year or two old can be dramatically less expensive than its brand new counterpart. There are exceptions – Honda, for example, tends to lose less off the top because they rarely have rebates and their reputation is very strong.

Other than the few exceptions, a used car is normally dramatically cheaper than a new one.

Interest Rate

For the 95% of us who borrow money and make car payments, interest rate becomes an issue. New cars are less of a risk for the lender, so their bank rates are lower than on a used car. The manufacturer loan divisions make it even more appealing to buy new with 0% financing available on most vehicles at some point after their release.

Two or three points against a $30,000 loan can mean big money on a 4-6 year note. For shorter loans, the rate is less important.

Loan Term

While the rate is normally lower for new cars, the term is usually longer. A prudent buyer can get the same payments on a used car that they can get on a new car, only for fewer payments.

There is also the option of extending the term on a used car purchase to the length of a new car. Vehicles last longer. There are loan companies that will extend a note to 6 or more years on a 3 year old vehicle because they expect it to still be running after that amount of time. In those cases, the payments can be much cheaper than on a new car.

Peace of Mind

Going back to the new car smell, the new car knowledge is very appealing. A rough driver who doesn’t do car maintenance and likes to drive 90 mph in their Kia Rio can really hurt a vehicle, even with low miles. When you buy a used car, you take the risk of getting that car and not knowing the bad things it went through for months until it starts having problems prematurely.

Equity

Vehicles are not like homes. They depreciate, regardless of what happens to the market. Some depreciate less than others, but no matter what, every day makes it worth less than the day before.

Used cars have already absorbed the initial depreciation and are closer to leveling out on the depreciation scale. The first 2-4 years of a vehicle’s life result in a loss of up to 75% of its original value. In the first couple of years of a standard 5 year note, it is nearly impossible to trade in a vehicle that was bought new with no money down and not have negative equity.

With used cars, it is still difficult, but not nearly as hard as it is with new cars.

Final Thoughts

How often you trade, how well you negotiate, and the make and model of the vehicle you buy will determine a lot regarding the pros and cons of a new or used vehicle. Prudent buyers will seek out dealerships such as New and Used Cars in Oklahoma City to help determine which is best.

If there is no local dealership that is trustworthy enough, do the research online. Check out Kelley Blue Book for new car values and Los Angeles Used Cars | Memphis Used Cars to compare used car prices.

Information is the key to making a good decision, whether you buy new cars or used cars.

Source: Free Articles from ArticlesFactory.com

ABOUT THE AUTHOR

J.D. is a freelance writer and Search Engine Optimizer specializing in automotive websites and car dealers. His clients include New and Used Cars in Oklahoma City and Los Angeles Used Cars | Memphis Used Cars