Archive for July 2014

Photo of the Week: Parents’ Summer Spending


Great job! Excellent! Needs improvement. I wonder how parents are rating this summer! During the school year, teachers receive countless evaluations. They receive ratings for lessons planned, students’ behavior, students’ engagement, differentiated instruction (meeting students where they are), and more.

In addition, teachers often spend their own money to offer incentives for students. They are constantly researching ways to spend less and gain more for their money. I am sure many parents are juggling many of the same tasks this summer, and I hope they are gaining an appreciation for the challenges that teachers face.

Has your summer spending increased? Please comment.

Financial Independence

by: Pierre Lavelle

Is there a difference between financial independence for women and financial independence for men?

Well that really depends on your definition of financial independence.

Some say that financial independence is working hard throughout your adult life, spending prudently, saving continuously and investing wisely. This is what most of the money-men say and for some people this is a happy route through life for them and their families.

Others say that financial independence is creating alternative income streams away from your day job, that can be easily run after you return home in the evenings and at weekends, and that allow you to spend more time with your loved ones and to travel where and when you desire, without concern for cost. This is a dream that few attain and yet is so desired by many.

On the basis of that definition, there is absolutely no difference between financial independence for women or for men. Having a source of legal income that can be used at will, independently and/or jointly, is not just a pipe-dream. If you believe it is, then your attitude to life has been attacked by negative thoughts, often created within you by those who may love you the most, but don’t believe financial independence exists and who take every opportunity to put down your ideas and dreams. They haven’t achieved financial independence themselves and so they find it incredibly difficult to encourage others to create alternative income streams.

Beware these negative thoughts from such people – you must believe in yourself and know that with a little help and advice from those that have achieved financial independence already, that it is possible for you to also take some simple steps to removing all your money worries for the future.

Ask yourself these questions: Am I really capable of doing this? Do I have the time available to spend on research and execution of a plan? Is it just too costly to get to the point of financial independence? but don’t allow negative thoughts to influence your answers and most importantly ask yourself these two questions: Do I really want financial independence?? and Can I really earn thousands of $/�??

Having true financial independence is as much a matter of attitude as finding the right system for you. You need to give yourself permission to earn more money than you have ever dreamt of. It is not a sin to earn large amaounts of money, it is your right to do so! Money is the root of all evil, they say – but hold on there, this is mis-quoted. The true saying is from Timothy, Chapter 6, Verse 10: “For the love of money (and all it buys) placed before the love of God (in reality) is the root of all kinds of evil.” It is the love of money that corrupts, not the attainment of money itself. It can be used for both good and evil.

Financial independence then is truly attainable for women and for men, and it is your absolute right to seek and achieve your dreams.

About The Author
Pierre Lavelle is a highly successful business consultant, living in Lisbon, Portugal with his family and practising his right of financial independence.

How to Make Major Decisions


As I think about recent college graduates, I reflect upon my graduation. I was extremely proud of my academic performance and my entire college experience. All of my decisions were not good, but they enhanced my life. Yes. I am including the good, bad, and ugly. I can say that now because I am a better person because of and in spite of my decisions.

One of my most important decisions was declaring a major. I loved technology and the potential earnings. I also loved business concepts, people, trying to understand people, and making an effort to help people improve. I decided on human resource management as my major. I enjoyed learning about the economy as well as management. Decisions, decisions!

Ultimately, I decided to declare a double major (HR management and economics). While that would delay my graduation by a year, I was happy with my decision. Why? I felt that I had taken the necessary steps to make a major decision. I prayed, researched, discussed it with my advisors-including my parents-and prayed some more.

Upon graduation, I couldn’t have been more proud! I knew that I would be successful…until I had difficulty finding a job in my field. Entry-level jobs in my area required 2-3 years of experience. My internships had been related to research. Despite my disappointment, I chose to work in retail. I knew that was not for me; so, I reflected on my long-term goals.

I always wanted to be a college professor, but I knew their earnings were not comparable to those in business. However, I decided to follow the same steps to making a major decision. That lead me to returning to school to become an educator. After 20 years, I can honestly say that I am where I am supposed to be! I have had some challenges, but they have helped me.

I am more compassionate towards struggling students and supportive of inexperienced teachers. I can also confirm that my majors have helped me tremendously! Although I did not work in the career field that I wanted initially, my educational background prepared me for a career in education. I see things from strategic, analytical, and logical perspectives.

My understanding of human behavior is also priceless! Knowledge has been powerful, and experience has been my best teacher. I have no regrets about my college majors, but I do warn management majors as well as those who don’t want to leave their local communities. The struggle is real, but it can lead to real powerful change in your life!

What are some major decisions that you’ve had to make? Please comment.